Just bought a car in Florida? Check your insurance price.
If your car is financed or leased, your lender will usually require full coverage (collision and comprehensive), which costs much more than Florida's minimum. Enter your quote below to see if it's in the normal range.
How this estimate works
We turn your premium into a yearly cost and compare it to published Florida average annual premiums for your coverage level:
- Full coverage: $2,738 (Experian, Aug 2026 marketplace data) to $3,972 (InsuranceQuotes.com, insurer rate filings as of Aug 31, 2026; CarInsurance.com, updated Aug 18, 2026, reports $3,916).
- Liability only: $1,508 (InsuranceQuotes.com, 15/30/10) to $1,635 (CarInsurance.com, 50/100/50).
- State minimum: $1,224 (InsuranceMetrics, July 2026) to $1,672 (Experian, Aug 2026). CarInsurance.com reports $1,228.
More than 10% above the range = "may be overpaying"; more than 10% below = "good deal". Age, record, car and ZIP are shown as notes only, since we don't have verified Florida figures for each. This is an estimate, not a quote. Figures checked Oct 10, 2026.
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